SME Micro Financing - Working Capital Finance

Terdapat pelbagai jenis produk kewangan, program khusus mikro, tabung Usahawan Siswazah (TUS), Skim Pembiayaan Ekonomi Desa (SPED), Skim modal Asas (SMA) dan Program-program Mikro Lain Secara Usaha Sama Dengan Agensi-agensi Lain juga.

Dengan adanya Program Perkongsian Mikro ini dapat memastikan agar perniagaan mikro diberikan sokongan efektif oleh organisasi berlainan yang memberikan perkhidmatan kepada perniagaan yang baru membangun. Bagi mereka yang berminat untuk mengetahui lebih lanjut tentang SME Micro Finance boleh ke laman web mereka.  

SME MICRO FINANCE WEBSITE

List of Banks & Agencies:

Agrobank
Bank Rakyat
Bank Simpanan Nasional
Alliance Bank
Ambank
CIMB Bank
Bank Muamalat
Maybank
Public Bank
United Overseas Bank

MAYBANK SME MICRO FINANCE INFO:

Purpose of Financing

1. Working capital

Target Customers

1. Sole Proprietorship, Partnership and Sdn. Bhd.
2. Borrowers in operations for at least 3 years
3. Business complies with the National SME Development Council (NSDC’s) definition of Micro Enterprises as defined below:

Sector

1. Manufacturing and Manufacturing Related Services Sectors
2. Primary Agriculture and Service Sectors

Criteria
Business with less than:

1. RM250,000 annual sales turnover OR
2. Less than five (5) full time employees

Business with less than:

1. RM200,000 annual sales turnover OR
2. Less than five (5) full time employees

Type of Facility

1. Conventional Term Loan

Loan Quantum

1. Minimum RM20,000
2. Maximum RM50,000

Tenure

1. Up to 5 years

Security Requirement
Joint and Several Guarantee from all the directors (for Sdn. Bhd. only)

Note : Thanks to SME because sponsored us through Nuffnang Ads